Join us now at the IRC channel.
| schestowitz | https://twitter.com/tutorkag/status/364887650139770880 | Aug 07 00:19 |
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| TechrightsBot-tr | @tutorkag: @RadicalOmnivore @schestowitz Guardian article starving Polar Bears...haunting. #cdnpoli #US | Aug 07 00:19 |
| schestowitz | https://joindiaspora.com/posts/2924162 https://joindiaspora.com/posts/2924164 https://joindiaspora.com/posts/2924173 https://joindiaspora.com/posts/2924183 https://joindiaspora.com/posts/2924194 | Aug 07 00:19 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: The #hiroshima bombing anniversary is over https://joindiaspora.s3.amazonaws.com/uploads/images/scaled_full_271ec3e37ee8ebe67788.jpg | Aug 07 00:19 |
| TechrightsBot-tr | Not a web page! Aborting image/jpeg type | Aug 07 00:19 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: "National security" https://fbcdn-sphotos-c-a.akamaihd.net/hphotos-ak-frc3/972325_10151773787141438_1159257290_n.jpg | Aug 07 00:19 |
| TechrightsBot-tr | Not a web page! Aborting image/jpeg type | Aug 07 00:19 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Problem https://fbcdn-sphotos-g-a.akamaihd.net/hphotos-ak-ash4/1003896_665780226785515_458856655_n.jpg | Aug 07 00:19 |
| TechrightsBot-tr | Not a web page! Aborting image/jpeg type | Aug 07 00:19 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Apple going in reverse http://31.media.tumblr.com/55647bc23c66c91323359dbc1eea0b4a/tumblr_mevzcrLrHo1qzrlhgo2_500.jpg | Aug 07 00:20 |
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| TechrightsBot-tr | @schestowitz@joindiaspora.com: Putin opposes communist initiative for government dissolution http://rt.com/politics/putin-governmet-seliger-order-955/ #russia | Aug 07 00:20 |
| TechrightsBot-tr | -> Title: Putin opposes communist initiative for government dissolution — RT Russian politics .::. Size~: 43.51 KB | Aug 07 00:20 |
| schestowitz | https://joindiaspora.com/posts/2923742 | Aug 07 00:20 |
| TechrightsBot-tr | @23dornot23d@joindiaspora.com reshared: Hastings Death Examined http://www.sandiego6.com/story/Hastings_Death_Examined-20130804 "Hastings’ 911 callers and new video confirm large explosions" | Aug 07 00:20 |
| schestowitz | http://www.redicecreations.com/article.php?id=25768 | Aug 07 00:20 |
| TechrightsBot-tr | Title: Evidence Indicates Michael Hastings Was Assassinated .::. Size~: 25.45 KB | Aug 07 00:20 |
| schestowitz | https://diasp.eu/uploads/images/scaled_full_2be687305b741e7f1811.jpg | Aug 07 00:22 |
| TechrightsBot-tr | Not a web page! Aborting image/jpeg type | Aug 07 00:22 |
| schestowitz | https://joindiaspora.com/posts/2924205 https://joindiaspora.com/posts/2924207 https://joindiaspora.com/posts/2924214 https://joindiaspora.com/posts/2924215 https://joindiaspora.com/posts/2924221 | Aug 07 00:30 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Iraq veterans http://24.media.tumblr.com/175d2659c08b87acacc7aa2b9ea78bfd/tumblr_mngxi16sLq1s1r0cio7_500.jpg "Arrest Bush" | Aug 07 00:30 |
| TechrightsBot-tr | Not a web page! Aborting image/jpeg type | Aug 07 00:30 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: President announces ‘Guaranteed Minimum Income’ for all citizens http://cyprus-mail.com/2013/07/26/president-announces-guaranteed-minimum-income-for-all-citizens/ after looting all savers. #cyprus | Aug 07 00:30 |
| TechrightsBot-tr | -> Title: President announces ‘Guaranteed Minimum Income’ for all citizens | Cyprus Mail .::. Size~: 120.73 KB | Aug 07 00:30 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Author #StephenKing on Harry Potter https://diasp.org/uploads/images/scaled_full_9b3bc22c5194338ecd52.jpg | Aug 07 00:30 |
| TechrightsBot-tr | Not a web page! Aborting image/jpeg type | Aug 07 00:30 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: DHS https://diasp.org/uploads/images/scaled_full_5b73d7eea23fd7348842.jpg | Aug 07 00:30 |
| TechrightsBot-tr | Not a web page! Aborting image/jpeg type | Aug 07 00:30 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Terrain https://joindiaspora.s3.amazonaws.com/uploads/images/scaled_full_28b3c83a5612f4c6cc62.jpg | Aug 07 00:30 |
| TechrightsBot-tr | Not a web page! Aborting image/jpeg type | Aug 07 00:30 |
| schestowitz | https://joindiaspora.com/posts/2923577 | Aug 07 00:32 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: gNewSense 3.0 has just been released. #gnu #linux without binary blobs. | Aug 07 00:32 |
| schestowitz | "Mmmmm... Trisquel..." | Aug 07 00:32 |
| schestowitz | https://joindiaspora.com/posts/2923710 | Aug 07 00:32 |
| schestowitz | "Wow, is that is incredible. Why in the heck would they do that?" | Aug 07 00:32 |
| schestowitz | "It's like saying you should be able to disable Java in JVM..." | Aug 07 00:33 |
| schestowitz | "Does it also apply to noscript?" | Aug 07 00:33 |
| schestowitz | "I doubt. Noscript is independent of that." | Aug 07 00:33 |
| schestowitz | "You can use noscript to block javascript, this has been done for the 'easiness' of your average idiot so they don't go disabling javascript because their techie friends told them to disable java. On a plus side their CTO was discussing having the private sessions running on the tor network by default :)" | Aug 07 00:33 |
| schestowitz | "I see nothing wrong with this. I have been using NoScript since the first time I used Firefox. It's a mature extension which allows more fine-tuning than an all-or-nothing approach. Of course, if you disagree, you could always fork the code with Javascript disabled by default." | Aug 07 00:33 |
| schestowitz | "I suppose that IceCat and ABrowser will keep it, at least." | Aug 07 00:34 |
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| schestowitz | Your "geek friend" might be a real friend and not just some "facebook 'friend'"; I heard that No Script still works, but it's a long-winded way to disable JS. | Aug 07 00:34 |
| schestowitz | https://joindiaspora.com/posts/2922647 | Aug 07 00:35 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Intel chips could let US spies inside: expert http://www.afr.com/p/technology/intel_chips_could_be_nsa_key_to_ymrhS1HS1633gCWKt5tFtI hardware-level back doors not a novel concept, needs complicity | Aug 07 00:35 |
| TechrightsBot-tr | -> Title: Intel chips could let US spies inside: expert .::. Size~: 49.85 KB | Aug 07 00:35 |
| schestowitz | "Emphasis on "to a degree". Companies will eventually weasel out from fully disclosing their designs to be used by strangers. The solution is to somehow make our own hardware-building company, it seems." | Aug 07 00:35 |
| schestowitz | https://joindiaspora.com/posts/2924207 | Aug 07 00:35 |
| schestowitz | http://www.basicincome.gr/portal/guaranteed-minimum-income-in-cyprus/ | Aug 07 00:35 |
| TechrightsBot-tr | Title: Why Cyprus' Guaranteed Minimum Income plan is different than basic incomeBasic Income .::. Size~: 34.25 KB | Aug 07 00:35 |
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| DaemonFC | schestowitz, Where did Mozilla mention using tor for private browsing? | Aug 07 00:51 |
| DaemonFC | ZOMG PINK PONIES says: | Aug 07 01:01 |
| DaemonFC | There's three things everyone needs to know about Rick Perry, but I forgot all of them. | Aug 07 01:01 |
| DaemonFC | :) | Aug 07 01:01 |
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| MinceR | :) | Aug 07 06:51 |
| DaemonFC | "Why working for 300 euros/month if the GMI is 200?" | Aug 07 07:01 |
| DaemonFC | Why be poor when you can be extremely poor! | Aug 07 07:01 |
| DaemonFC | MinceR, Don't you just love how seductive extreme poverty can be? | Aug 07 07:01 |
| DaemonFC | Once people learn that they can live in Hell they just never want to leave! | Aug 07 07:01 |
| DaemonFC | 200 Euros is about $265 US | Aug 07 07:04 |
| DaemonFC | The cheapest rent you'll find in the cheapest parts of the United States is going to be about $400-500 a month for a one bedroom apartment | Aug 07 07:04 |
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| iophk | http://www.pcworld.com/article/2046025/rogue-hotspots-can-steal-your-windows-phones-saved-wi-fi-passwords-microsoft-warns.html | Aug 07 09:41 |
| TechrightsBot-tr | Title: Rogue hotspots can steal your Windows Phone's saved Wi-Fi passwords, Microsoft warns | PCWorld .::. Size~: 79.92 KB | Aug 07 09:41 |
| iophk | M$ shops tend to use the same rudimentary single signon product for all logins, including wifi. So once the credentials are stolen, they should be valid in the rest of the M$ infrastructure. | Aug 07 09:44 |
| iophk | more javascript http://www.pcmag.com/slideshow_viewer/0,3253,l=314486&a=314484&po=6,00.asp | Aug 07 09:49 |
| TechrightsBot-tr | Title: Top Ten Scariest Things We Saw At Black Hat - 5.Million Browser Botnet, Cheap! - Slideshow from PCMag.com .::. Size~: 174.17 KB | Aug 07 09:49 |
| MinceR | geekings | Aug 07 09:52 |
| iophk | http://www.zdnet.com/building-the-open-source-laptop-how-one-engineer-turned-the-geek-fantasy-to-reality-7000018987/ | Aug 07 10:40 |
| TechrightsBot-tr | Title: Building the open source laptop: How one engineer turned the geek fantasy to reality | ZDNet .::. Size~: 63.25 KB | Aug 07 10:40 |
| iophk | I hope those are affordable and come with gNewSense or similar Free distro | Aug 07 10:41 |
| *eebrah|away is now known as eebrah | Aug 07 11:14 | |
| iophk | http://torrentfreak.com/russia-prepares-to-broaden-brand-new-anti-piracy-law-130807/ | Aug 07 11:44 |
| TechrightsBot-tr | Title: Russia Prepares to Broaden Brand New Anti-Piracy Law | TorrentFreak .::. Size~: 25.87 KB | Aug 07 11:44 |
| iophk | http://www.wired.co.uk/news/archive/2013-08/07/latvia-extradition-gozi | Aug 07 11:55 |
| TechrightsBot-tr | Title: Latvia to extradite alleged hacker to US despite sentence concerns (Wired UK) .::. Size~: 53.94 KB | Aug 07 11:55 |
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| iophk | http://mrpogson.com/2013/08/07/canalys-states-the-obvious-windows-is-a-millstone-around-oems-necks/ | Aug 07 12:43 |
| TechrightsBot-tr | Title: Canalys States The Obvious. Windows Is A Millstone Around OEMs’ Necks | Robert Pogson .::. Size~: 41.41 KB | Aug 07 12:43 |
| iophk | http://www.mattcutts.com/blog/chromebook-pixel-review/ | Aug 07 13:48 |
| TechrightsBot-tr | Title: 30 day challenge: Chromebook Pixel .::. Size~: 103.97 KB | Aug 07 13:48 |
| iophk | several good moves here: http://www.theregister.co.uk/2013/08/06/ibm_opens_up_power_chips_armstyle_to_take_on_chipzilla/ | Aug 07 13:59 |
| TechrightsBot-tr | Title: IBM opens up Power chips, ARM-style, to take on Chipzilla • The Register .::. Size~: 46.37 KB | Aug 07 13:59 |
| iophk | I hope it means more hardware available | Aug 07 14:00 |
| MinceR | nice | Aug 07 14:02 |
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| schestowitz | https://joindiaspora.com/posts/2926022 https://joindiaspora.com/posts/2926051 https://joindiaspora.com/posts/2926095 | Aug 07 17:39 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Growing Support in US Politics for Elimination of Patent Trolls http://techrights.org/2013/08/07/bipartisan-on-patent-trolls/ #politics #uspto #swpats | Aug 07 17:39 |
| schestowitz | https://joindiaspora.com/posts/2926149 | Aug 07 17:39 |
| TechrightsBot-tr | -> Title: Growing Support in US Politics for Elimination of Patent Trolls | Techrights .::. Size~: 91.59 KB | Aug 07 17:39 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Patents on Designs One Can Print for Oneself http://techrights.org/2013/08/07/war-on-sharing-hardware/ #apple #patent #monopoly #uspto | Aug 07 17:39 |
| TechrightsBot-tr | -> Title: Patents on Designs One Can Print for Oneself | Techrights .::. Size~: 87.66 KB | Aug 07 17:39 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Germany Reaffirms Position Against Software Patents, Free Software Triumphant http://techrights.org/2013/08/07/germany-reaffirms-position-against-software-patents-free-software-triumphant/ #germany #swpats #webm #vp8 | Aug 07 17:39 |
| TechrightsBot-tr | -> Title: Germany Reaffirms Position Against Software Patents, Free Software Triumphant | Techrights .::. Size~: 89.53 KB | Aug 07 17:39 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Using Windows With TOR is Like Wearing Makeup to Dodge CCTV http://techrights.org/2013/08/07/windows-with-tor/ #cctv #tor #windows #anonymous | Aug 07 17:39 |
| TechrightsBot-tr | -> Title: Using Windows With TOR is Like Wearing Makeup to Dodge CCTV | Techrights .::. Size~: 93.11 KB | Aug 07 17:39 |
| schestowitz | https://joindiaspora.com/posts/2926210 https://joindiaspora.com/posts/2926213 https://joindiaspora.com/posts/2926230 https://joindiaspora.com/posts/2926235 | Aug 07 17:47 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Microsoft Windows botnets are scary http://www.pcmag.com/slideshow_viewer/0,3253,l=314486&a=314484&po=6,00.asp | Aug 07 17:47 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Latvia to extradite alleged hacker to US despite sentence concerns http://www.wired.co.uk/news/archive/2013-08/07/latvia-extradition-gozi #mawlare for #windows | Aug 07 17:47 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Russia Prepares to Broaden Brand New Anti-Piracy Law http://torrentfreak.com/russia-prepares-to-broaden-brand-new-anti-piracy-law-130807/ #copyright #monopoly #sopa | Aug 07 17:47 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: IBM opens up Power chips, ARM-style, to take on Chipzilla http://www.theregister.co.uk/2013/08/06/ibm_opens_up_power_chips_armstyle_to_take_on_chipzilla/ #powerpc #arm #linux #ibm | Aug 07 17:47 |
| schestowitz | https://twitter.com/CandidCanon/status/365137258229153793 | Aug 07 18:02 |
| TechrightsBot-tr | @CandidCanon: #patent troll solutions are a "step in the right direction", even if short of utopia: http://t.co/EuuRVhqS0a @schestowitz @FairPatents | Aug 07 18:02 |
| TechrightsBot-tr | -> Title: Growing Support in US Politics for Elimination of Patent Trolls | Techrights .::. Size~: 91.59 KB | Aug 07 18:02 |
| schestowitz | https://joindiaspora.com/posts/2926263 | Aug 07 18:03 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Media Matters Founder David Brock Calls On NBC, CNN To Cancel Clinton Specials http://mediamatters.org/blog/2013/08/06/media-matters-founder-david-brock-calls-on-nbc/195257 corporate media #AstroTurf | Aug 07 18:03 |
| TechrightsBot-tr | Missing content type. Ignoring. | Aug 07 18:03 |
| schestowitz | https://joindiaspora.com/posts/2926272 https://joindiaspora.com/posts/2926281 https://joindiaspora.com/posts/2926291 | Aug 07 18:03 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: ALEC's Chicago Conference Incites Protest, Multiple Arrests http://www.prwatch.org/news/2013/08/12206/alecs-chicago-conference-incites-protest-multiple-arrests #alec #astroturfing | Aug 07 18:03 |
| TechrightsBot-tr | -> Title: ALEC's Chicago Conference Incites Protest, Multiple Arrests | PR Watch .::. Size~: 51.17 KB | Aug 07 18:03 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Image processing tech runs Linux, targets UAV apps http://linuxgizmos.com/image-processing-technology-runs-linux-targets-uav-aphttp://linuxgizmos.com/image-processing-technology-runs-linux-targets-uav-apps/ps/ #linux #uav | Aug 07 18:03 |
| TechrightsBot-tr | ( status 404 @ http://linuxgizmos.com/image-processing-technology-runs-linux-targets-uav-aphttp:/linuxgizmos.com/image-processing-technology-runs-linux-targets-uav-apps/ps/ ) | Aug 07 18:03 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Today's Daily Express is trying to sell people debt again. As always, they use euphemism "home owners" to mean "indebted people" (mortgage). | Aug 07 18:03 |
| schestowitz | https://twitter.com/_Goblin/status/365157044862468096 | Aug 07 18:08 |
| TechrightsBot-tr | @_Goblin: @schestowitz But then with interest rates so low, is it not better to be paying off debt to get a return or renting and throwing money away? | Aug 07 18:08 |
| schestowitz | No, that's the bank's talking point. | Aug 07 18:08 |
| schestowitz | https://twitter.com/schestowitz/status/365155593180282882 | Aug 07 18:09 |
| TechrightsBot-tr | @schestowitz: Today's Daily Express is trying to sell people debt again. As always, they use euphemism "home owners" to mean "indebted people" (mortgage). | Aug 07 18:09 |
| schestowitz | @_Goblin People with a mortgage don't own the house, the bank does, until decades later (maybe). It's all marketing. | Aug 07 18:10 |
| schestowitz | Addicting society to debt and making it seem normal is the American Dream. Look back many years before the debt boom. | Aug 07 18:11 |
| schestowitz | With economic stress the banks will repossess a lot of these homes, so pocket 3 types of assets at the same time and they know oit | Aug 07 18:13 |
| schestowitz | The debt boom for students and the for adults (with a lot of marketing and pee pressure) is a social control machanism | Aug 07 18:16 |
| schestowitz | Make the illusion own the home which they pay for only at 10% of its value, with 40 years of payments to go | Aug 07 18:16 |
| sebsebseb | :( | Aug 07 19:01 |
| *sebsebseb has quit (Remote host closed the connection) | Aug 07 19:05 | |
| cubezzz | plus you have to endlessly pay property taxes even after you pay off your mortgage | Aug 07 19:19 |
| *sebsebseb (~sebsebseb@fsf/member/sebsebseb) has joined #techrights | Aug 07 19:33 | |
| sebsebseb | Aug 07 19:33 | |
| schestowitz | https://twitter.com/i/redirect?url=https%3A%2F%2Ftwitter.com%2F_Goblin%2Fstatus%2F365170607719055361&sig=56fce46889645ed3e08a5d40d335610bca2f4ef8&uid=26603208&iid=acbb3185-08fa-4d27-b59a-94459cc9b863&nid=27+1267&t=1 | Aug 07 20:36 |
| TechrightsBot-tr | Title: NO TITLE .::. Size~: 0.21 KB | Aug 07 20:36 |
| schestowitz | https://twitter.com/_Goblin/status/365170607719055361 | Aug 07 20:37 |
| TechrightsBot-tr | @_Goblin: @schestowitz I'd agree, but then is renting and ending up with nothing any better? | Aug 07 20:37 |
| schestowitz | https://twitter.com/_Goblin/status/365170747842379778 | Aug 07 20:37 |
| TechrightsBot-tr | @_Goblin: @schestowitz Very true, but eventually the house is owned.... With renting, you will pay all your life and NEVER own anything. | Aug 07 20:37 |
| schestowitz | False dichotomy. One can have Savings, then pay for something rather than have paid for it twice over while it aged. | Aug 07 20:38 |
| schestowitz | https://joindiaspora.com/posts/2808712 | Aug 07 20:39 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: French competition watchdog probes Apple resale practices http://www.ft.com/intl/cms/s/0/dfd9be26-e259-11e2-87ec-00144feabdc0.html #apple #france | Aug 07 20:39 |
| TechrightsBot-tr | -> Title: French competition watchdog probes Apple resale practices - FT.com .::. Size~: 33.16 KB | Aug 07 20:39 |
| schestowitz | "LONG LIVE THE DIASPORA" | Aug 07 20:39 |
| schestowitz | cubezzz: yes | Aug 07 20:39 |
| schestowitz | plus all sorts of other expenses, inc. maintenance in an ageing plce | Aug 07 20:40 |
| schestowitz | I have some friends whose mortgage ruined a lot in their lives as they moved, got stuck with a partners they don't want, mortgage they could not pay, house which was too small or too much of a hassle,had to find a job in a particular geography, couldn't go on vacation for a year and stopped paying rent in the intermin.. | Aug 07 20:41 |
| schestowitz | https://joindiaspora.com/posts/2926302 | Aug 07 20:41 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Are there any British newspapers that actually provide, you know, news? I very much doubt so. Treat them like venomous paper-wrapped agenda. | Aug 07 20:41 |
| schestowitz | "The Guardian and Daily Mail are probably the best because they don't even try to hide their political biases :P" | Aug 07 20:42 |
| schestowitz | https://joindiaspora.com/posts/2926149 | Aug 07 20:42 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Using Windows With TOR is Like Wearing Makeup to Dodge CCTV http://techrights.org/2013/08/07/windows-with-tor/ #cctv #tor #windows #anonymous | Aug 07 20:42 |
| TechrightsBot-tr | -> Title: Using Windows With TOR is Like Wearing Makeup to Dodge CCTV | Techrights .::. Size~: 94.22 KB | Aug 07 20:42 |
| schestowitz | "The exploit that was used was in FF17 for Windows. As of now, it doesn't look like users of *nix systems were targeted... at least not yet." | Aug 07 20:42 |
| schestowitz | https://twitter.com/_Goblin/status/365171053783289857 | Aug 07 20:43 |
| TechrightsBot-tr | @_Goblin: @schestowitz I'd also say with out of London house prices, its cheaper to buy with mortgage than it is to rent..... | Aug 07 20:43 |
| schestowitz | The bank buys it. | Aug 07 20:43 |
| schestowitz | It takes into account the possibility it'll repossess it, some time over the next several decades. Banks=biz. | Aug 07 20:44 |
| schestowitz | https://twitter.com/_Goblin/status/365196132235747328 | Aug 07 20:45 |
| TechrightsBot-tr | @_Goblin: @schestowitz But have savings and pay rent? I don't understand your point. I will pay less in my life for a mortgage than a tenant. | Aug 07 20:45 |
| schestowitz | rent is only part of a composite of taxes, bills, maintenance, etc. and even loss of flexibility/freedom/distant job | Aug 07 20:46 |
| schestowitz | https://twitter.com/_Goblin/status/365196284019216384 | Aug 07 20:47 |
| TechrightsBot-tr | @_Goblin: @schestowitz and keep in mind, my mortgage amount is set, rent will fluctuate and still the tenant owns nothing...savings or not. | Aug 07 20:47 |
| schestowitz | When the payments stop the effect is the same, the real owner kicks you out. | Aug 07 20:48 |
| schestowitz | Irrespective of cost | Aug 07 20:48 |
| schestowitz | https://twitter.com/_Goblin/status/365196482682433536 | Aug 07 20:50 |
| TechrightsBot-tr | @_Goblin: @schestowitz E.g value of my house £150k...market rent price £970 pcm. My mortgage on 100%...£860...where's the benefit in rent? | Aug 07 20:50 |
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| schestowitz | taking into account maintenance costt and loss of flexibility (commitment to a contract for several decades), the long commitment has a hidden cost. | Aug 07 20:53 |
| schestowitz | https://twitter.com/_Goblin/status/365197032970911745 | Aug 07 20:54 |
| TechrightsBot-tr | @_Goblin: @schestowitz and in 20 years time I will still be paying £860....I'm sure rent will have gone up considerably from £970 then. | Aug 07 20:54 |
| schestowitz | Houses age unless there is expensive maintenance going into them | Aug 07 20:54 |
| schestowitz | Cars have the same issues. | Aug 07 20:55 |
| DaemonFC | schestowitz, My car will be 20 years old next year. | Aug 07 20:55 |
| schestowitz | https://twitter.com/_Goblin/status/365197646794731520 | Aug 07 20:55 |
| TechrightsBot-tr | @_Goblin: @schestowitz Very true...but what happens if you don't or can't pay the rent? You lose your home the same way...whats better now? | Aug 07 20:55 |
| schestowitz | You averted the loss of flexibility, investment in something you have no rights to | Aug 07 20:56 |
| DaemonFC | Rent can better than having a mortgage. | Aug 07 20:57 |
| DaemonFC | You're not responsible for any upkeep. | Aug 07 20:57 |
| schestowitz | https://twitter.com/_Goblin/status/365198150975238144 | Aug 07 20:57 |
| TechrightsBot-tr | @_Goblin: @schestowitz but as I say, if rent is more than mortgage and with rent I don't own anything in my property ever,whats problem with mortgage? | Aug 07 20:57 |
| schestowitz | A mortgage is a very long-term commitment, which in itself is a high price. | Aug 07 20:57 |
| DaemonFC | A lot of landlords will include the utilities in the rent, which basically caps the price you'll pay. | Aug 07 20:57 |
| DaemonFC | The landlord pays the property tax. | Aug 07 20:58 |
| DaemonFC | You have to figure a lot of things into the decision. | Aug 07 20:58 |
| DaemonFC | It's not just the mortgage payment. | Aug 07 20:58 |
| schestowitz | The real owner *loves* 40-year commitment to pay. | Aug 07 20:58 |
| DaemonFC | It's the utilities, taxes, and upkeep that are going to kill you. | Aug 07 20:58 |
| schestowitz | yeah | Aug 07 20:58 |
| schestowitz | I told him that... | Aug 07 20:58 |
| DaemonFC | It's real easy to be making mortgage payments as the house falls apart around you. | Aug 07 20:59 |
| schestowitz | you ca't scroll uo, just loggd in | Aug 07 20:59 |
| schestowitz | There's a lot of pro-debt indoctrination | Aug 07 20:59 |
| schestowitz | https://twitter.com/_Goblin/status/365198322618732544 | Aug 07 20:59 |
| TechrightsBot-tr | @_Goblin: @schestowitz If I don't pay mortgage I lose house, if I don't pay rent I get kicked out. I'm struggling to see how rent is better. | Aug 07 20:59 |
| DaemonFC | These apartment complexes have maintenance people on staff every day of the week. | Aug 07 20:59 |
| schestowitz | Getting kicked out either way, finding who the real owners is. | Aug 07 20:59 |
| DaemonFC | It costs them the same amount whether they're doing something or not. | Aug 07 20:59 |
| DaemonFC | You own a house and have to call a plumber? | Aug 07 21:00 |
| DaemonFC | Good luck. Wait til you get the bill for that! | Aug 07 21:00 |
| schestowitz | https://twitter.com/_Goblin/status/365198506102755328 | Aug 07 21:00 |
| TechrightsBot-tr | @_Goblin: @schestowitz Exactly. So pay more and own nothing ever or pay less and in 30 years time own the property....I know which I think better. | Aug 07 21:00 |
| DaemonFC | Having a pipe that burst can cost you over $1,000. | Aug 07 21:00 |
| DaemonFC | A toilet clog that you can't fix on your own can easily be $400-500 | Aug 07 21:01 |
| schestowitz | Only if the intention is never to pay back the mortgage and default after a year or two. | Aug 07 21:01 |
| DaemonFC | schestowitz, It's still not a great time to buy a house. | Aug 07 21:01 |
| schestowitz | Even then, you're likely to have spent more than the difference on taxes and maintenance. | Aug 07 21:02 |
| DaemonFC | If for nothing else, job stability doesn't exist anymore. | Aug 07 21:02 |
| DaemonFC | You really want a 30 year obligation when your job could disappear next month? | Aug 07 21:02 |
| schestowitz | https://twitter.com/_Goblin/status/365199408624701440 | Aug 07 21:02 |
| TechrightsBot-tr | @_Goblin: @schestowitz it doesn't come down to much in the scheme of things and in a year 1 months "rent" would have covered it. | Aug 07 21:02 |
| schestowitz | https://twitter.com/_Goblin/status/365199545753280512 | Aug 07 21:02 |
| TechrightsBot-tr | @_Goblin: @schestowitz Infact even if I add household insurance and boiler cover, its still much less than the rent on my property would be. | Aug 07 21:02 |
| DaemonFC | Poor white people enable rich white people. | Aug 07 21:03 |
| DaemonFC | Even though they're being exploited too. | Aug 07 21:03 |
| schestowitz | As a social control mechanism, there is a much bigger component not taken into account here. | Aug 07 21:03 |
| DaemonFC | Middle class white people try to keep themselves sane by convincing themselves that being poor is something that can never happen to them. | Aug 07 21:04 |
| DaemonFC | And then it does. | Aug 07 21:04 |
| schestowitz | https://twitter.com/_Goblin/status/365199763005640705 | Aug 07 21:04 |
| TechrightsBot-tr | @_Goblin: @schestowitz And if I want to, I can surrender the mortgage at any time and walk away, just like a tenant. So i've even got "freedom" | Aug 07 21:04 |
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| schestowitz | This is why banks typically ask for some certain percent to begin with -- a potential penalty like a deposit. Risk on you. | Aug 07 21:05 |
| DaemonFC | I do think there's a white privilege that remains to this day, spanning every class. | Aug 07 21:05 |
| DaemonFC | Even a white person that applies for a low wage job is more likely to get it. | Aug 07 21:05 |
| schestowitz | https://twitter.com/_Goblin/status/365199940739280897 | Aug 07 21:05 |
| TechrightsBot-tr | @_Goblin: @schestowitz Infact arguably more freedom, since I can make improvements to my house without seeking permission of a landlord. | Aug 07 21:05 |
| schestowitz | You can make improvements either way, or even swap a house altogether with minimal consequences. | Aug 07 21:06 |
| DaemonFC | I don't want to buy a house... | Aug 07 21:06 |
| schestowitz | https://twitter.com/_Goblin/status/365200238157377537 | Aug 07 21:06 |
| DaemonFC | People need to look into rent controlled apartments. | Aug 07 21:06 |
| TechrightsBot-tr | @_Goblin: @schestowitz I don't think rent is bad...but I certainly don't think it offers any advantages over a mortgage. | Aug 07 21:06 |
| DaemonFC | They can be a really really really good deal. | Aug 07 21:06 |
| schestowitz | it does have advantages, but there are those who choose to ignore them. | Aug 07 21:06 |
| DaemonFC | I see people that aren't doing better than me signing on houses. | Aug 07 21:07 |
| schestowitz | https://twitter.com/_Goblin/status/365200518232027141 | Aug 07 21:07 |
| TechrightsBot-tr | @_Goblin: @schestowitz but its less than I be paying if I rented,Flexibility? I can make whatever modifications I want.you can't do that if u rent. | Aug 07 21:07 |
| schestowitz | A total modification is relocation, which can be cheaper. And also fit job location, etc. | Aug 07 21:08 |
| DaemonFC | A friend of mine is paying half again what I am for a house that's not much bigger than my apartment. And that's just the mortgage! | Aug 07 21:08 |
| DaemonFC | She also has to pay about $700 a year in property taxes. | Aug 07 21:08 |
| DaemonFC | Then there's the utilities. | Aug 07 21:08 |
| DaemonFC | Then there's the upkeep. I just don't see value here. | Aug 07 21:08 |
| DaemonFC | People are making a bad call when they do this. It was downright insane back during the housing bubble. | Aug 07 21:09 |
| DaemonFC | You could be paying more in INTEREST on your mortgage than you'd pay in rent back then. | Aug 07 21:09 |
| schestowitz | If rent where you are is higher than mortgage (plus interest), then the pricing (of rent) is rigged to exploit the disadvantaged | Aug 07 21:09 |
| schestowitz | https://twitter.com/_Goblin/status/365200814777696257 | Aug 07 21:09 |
| TechrightsBot-tr | @_Goblin: @schestowitz I can't see my £860 invested (which I have no rights to until paid) is worse than rent of £970 which doesn't give me anything. | Aug 07 21:09 |
| DaemonFC | Well, there are landlords like that. | Aug 07 21:10 |
| schestowitz | yea | Aug 07 21:10 |
| DaemonFC | My last landlord is like that. | Aug 07 21:10 |
| DaemonFC | I ended up gaining the advantage though. | Aug 07 21:10 |
| DaemonFC | He signed on my lease back during the housing bubble while rent was depressed because nobody wanted to rent. | Aug 07 21:10 |
| DaemonFC | He agreed in the contract that when the lease expired, I had the right to pay the same rent for up to five years with no increase. | Aug 07 21:11 |
| schestowitz | https://twitter.com/_Goblin/status/365201079287291905 | Aug 07 21:11 |
| TechrightsBot-tr | @_Goblin: @schestowitz Agreed. But you can surrender a mortgage at any time. If you can't afford to pay, is that any worse than a tenant not paying? | Aug 07 21:11 |
| DaemonFC | Oops. (On his part.) | Aug 07 21:11 |
| schestowitz | There are bad consequences if you can't keep a 40-year commitment | Aug 07 21:11 |
| DaemonFC | I ended up doing that because rent was skyrocketing every year for the 5 years after the lease expired. | Aug 07 21:11 |
| DaemonFC | He threw that clause in there because he didn't figure that would happen or that I would stay the entire 6 years. | Aug 07 21:11 |
| schestowitz | https://twitter.com/_Goblin/status/365201176003743744 | Aug 07 21:12 |
| TechrightsBot-tr | @_Goblin: @schestowitz the outcome is you lose your home. | Aug 07 21:12 |
| schestowitz | You can never lose something you never owned. | Aug 07 21:12 |
| DaemonFC | So when I moved out, I was still paying $470 a month. | Aug 07 21:12 |
| DaemonFC | The first thing he did after I left? Raise the rent to $600 a month. | Aug 07 21:12 |
| schestowitz | https://twitter.com/_Goblin/status/365201444422434816 | Aug 07 21:13 |
| TechrightsBot-tr | @_Goblin: @schestowitz You are right when you state its "sold" as something other than debt. But personally I think the exploited here are the tenants | Aug 07 21:13 |
| DaemonFC | You don't generally gain the upperhand with that guy. | Aug 07 21:13 |
| DaemonFC | He's well known for being crooked and charging too much. | Aug 07 21:13 |
| schestowitz | They are in a free market, they can check out where to be "Exploited" the least. | Aug 07 21:13 |
| DaemonFC | But he doesn't exactly ask a lot of questions.... | Aug 07 21:13 |
| DaemonFC | No background/credit check. | Aug 07 21:13 |
| DaemonFC | If you have a job and some money on the day you walk in there, you've got an apartment. | Aug 07 21:13 |
| schestowitz | https://twitter.com/_Goblin/status/365201683480985600 | Aug 07 21:14 |
| TechrightsBot-tr | @_Goblin: @schestowitz I'd beg to differ. Household insurance + boiler/utility cover £42 per month. Still well below that which I'd pay in rent. | Aug 07 21:14 |
| schestowitz | These are the small expenses, which are measurable. | Aug 07 21:14 |
| DaemonFC | You'll get a better deal from an apartment complex, but they're more thorough about checking who they're renting to. | Aug 07 21:14 |
| schestowitz | https://twitter.com/_Goblin/status/365201794386759681 | Aug 07 21:15 |
| TechrightsBot-tr | @_Goblin: @schestowitz Also, do you not think the landlord factors these costs in too? Especially if the property is on buy to let. | Aug 07 21:15 |
| schestowitz | Let to buy? | Aug 07 21:15 |
| DaemonFC | I had my eye on other apartments pretty much the whole time. | Aug 07 21:15 |
| DaemonFC | Because of the kind of trash he was renting the other units out to. | Aug 07 21:15 |
| DaemonFC | But I ended up staying until the last possible second because the rent was too good to let go of. | Aug 07 21:16 |
| schestowitz | https://twitter.com/_Goblin/status/365201922824749057 | Aug 07 21:16 |
| TechrightsBot-tr | @_Goblin: @schestowitz This is why, certainly in the south of England, there is an outcry because rent is so much more than having a mortgage. | Aug 07 21:16 |
| schestowitz | Sounds like a conspiracy of banks (businesses, not services) for social control. We know of LIBOR. | Aug 07 21:16 |
| DaemonFC | An extra $130 a month might not sound like much, but it's your grocery bill. | Aug 07 21:16 |
| DaemonFC | :) | Aug 07 21:16 |
| DaemonFC | He's had all kinds of problems with that unit since I moved out. | Aug 07 21:17 |
| DaemonFC | I was there for 6 years, and left in December of last year. | Aug 07 21:17 |
| schestowitz | https://twitter.com/_Goblin/status/365202150218932224 | Aug 07 21:17 |
| TechrightsBot-tr | @_Goblin: @schestowitz and people are desperately trying to get a mortgage to own their own property and spend less. The banks are turning them down. | Aug 07 21:17 |
| DaemonFC | He's already had four people rent it, trash it, and disappear. | Aug 07 21:17 |
| DaemonFC | Not my problem. | Aug 07 21:17 |
| schestowitz | small correction; let's drop the false/deceptive marketing which says getting a mortgage is owning a home. | Aug 07 21:18 |
| DaemonFC | If I was him, I would have given me another five years at the same rent. | Aug 07 21:18 |
| DaemonFC | Face it. Do you want a tenant that stays a month, trashes the place, and leaves after only paying for a week? | Aug 07 21:18 |
| schestowitz | https://twitter.com/_Goblin/status/365202383036366848 | Aug 07 21:18 |
| TechrightsBot-tr | @_Goblin: @schestowitz 100% mortgage, they do exist, I had one. My sister has had one. A deposit? Well it comes down to investment or rent. | Aug 07 21:18 |
| DaemonFC | Or would you rather have a tenant that's not paying as much but takes care of the place and pays you on time? | Aug 07 21:18 |
| schestowitz | Those mortgages crashes the economy and the costs socialised in some places by collective punishment. | Aug 07 21:19 |
| schestowitz | DaemonFC: just rent for now | Aug 07 21:19 |
| schestowitz | save on the side | Aug 07 21:19 |
| schestowitz | crazy times, too much to commit to 40 years | Aug 07 21:19 |
| DaemonFC | I save a lot of money by renting where I'm at. | Aug 07 21:20 |
| DaemonFC | And it's not a bad place to live. They just gutted it and replaced everything, even the appliances. | Aug 07 21:20 |
| DaemonFC | schestowitz, I set aside some money each month for stockpiling. | Aug 07 21:20 |
| DaemonFC | I do sales/coupons. | Aug 07 21:21 |
| DaemonFC | I'm almost out of places to store things at this point. | Aug 07 21:21 |
| schestowitz | DaemonFC: yeah | Aug 07 21:21 |
| schestowitz | unlike motgages, you can actually save\ | Aug 07 21:21 |
| schestowitz | mort=death | Aug 07 21:21 |
| schestowitz | gage= a bit of a cage | Aug 07 21:21 |
| schestowitz | people I know who have mortgages also seem to have high blood pressure | Aug 07 21:22 |
| DaemonFC | People freak out when they see you do a stockpiling run because it's so much money up front. | Aug 07 21:22 |
| schestowitz | but that aside, I'm tired of flase framing of this debate | Aug 07 21:22 |
| DaemonFC | But then you explain how over the next few years, it starts paying you back... | Aug 07 21:22 |
| schestowitz | as if motgage means you "own' the house | Aug 07 21:22 |
| DaemonFC | People don't think like that. | Aug 07 21:22 |
| schestowitz | and rent means "you can't save" | Aug 07 21:22 |
| schestowitz | back in the olden days people saved | Aug 07 21:22 |
| schestowitz | and then they bought houses | Aug 07 21:22 |
| schestowitz | before banks created phantom economies that borrow from 40 years in the future | Aug 07 21:23 |
| DaemonFC | People "buy" everything on credit these days. | Aug 07 21:23 |
| schestowitz | i.e. from your grandchildrejn | Aug 07 21:23 |
| DaemonFC | It'd fucking stupid. | Aug 07 21:23 |
| schestowitz | and then "reinvestment" that imaginary wealth | Aug 07 21:23 |
| DaemonFC | Paying interest on your house. | Aug 07 21:23 |
| schestowitz | rpackaging it | Aug 07 21:23 |
| DaemonFC | Paying interest on your groceries. | Aug 07 21:23 |
| schestowitz | yeah | Aug 07 21:23 |
| DaemonFC | Paying interest on your car. | Aug 07 21:23 |
| DaemonFC | How long can that last? | Aug 07 21:23 |
| schestowitz | because they're too busy trying to impress people | Aug 07 21:23 |
| schestowitz | I know some people who had their entire family, relatives included, f***Ed up over their debt | Aug 07 21:24 |
| schestowitz | They sink too deep | Aug 07 21:24 |
| schestowitz | And then shout out for help | Aug 07 21:24 |
| DaemonFC | Walmart noticed back in 2004 that their customers were broke, but spending anyway. | Aug 07 21:24 |
| schestowitz | trying to take others down with them | Aug 07 21:24 |
| schestowitz | the credit (debt) industry loves it | Aug 07 21:24 |
| DaemonFC | The entire country was basically living on credit cards between 2004-2008. | Aug 07 21:24 |
| DaemonFC | The bill always comes... | Aug 07 21:24 |
| schestowitz | way to claw in money of those not stupid enough to go into the debt traps | Aug 07 21:24 |
| DaemonFC | The party always ends... | Aug 07 21:24 |
| schestowitz | I'm owed thousands of pounds I might never see | Aug 07 21:25 |
| schestowitz | Or take a decade to see | Aug 07 21:25 |
| DaemonFC | schestowitz, My mom was with me one day at the grocery store. I had gone to all the grocery stores and gas stations around town pulling all the 75 cent off coupons off all the two liter bottles. | Aug 07 21:26 |
| DaemonFC | I had gathered up about 100 of them. | Aug 07 21:26 |
| DaemonFC | I waited until it went on sale for $1 and ended up leaving with 100 bottles that they paid me $50 to take. | Aug 07 21:27 |
| DaemonFC | (double coupons/overage) | Aug 07 21:27 |
| DaemonFC | I didn't actually drink any of it, I just pitched it in the dumpster. | Aug 07 21:27 |
| DaemonFC | I just knew that eventually those would be a money maker. | Aug 07 21:27 |
| DaemonFC | You figure things out when you're broke. | Aug 07 21:29 |
| DaemonFC | :) | Aug 07 21:29 |
| schestowitz | https://joindiaspora.com/posts/2926392 | Aug 07 21:29 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Open Source Code At Heart of Wall Street Programmer’s Bust http://socialtimes.com/open-source-code-at-heart-of-wall-street-programmers-bust_b133679 #GoldmanSachs vs FOSS | Aug 07 21:29 |
| TechrightsBot-tr | -> Title: Open Source Code At Heart of Wall Street Programmer’s Bust - SocialTimes .::. Size~: 45.86 KB | Aug 07 21:29 |
| schestowitz | https://joindiaspora.com/posts/2926385 https://joindiaspora.com/posts/2926358 https://joindiaspora.com/posts/2926354 https://joindiaspora.com/posts/2926305 | Aug 07 21:29 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: PiCast: The open source, #RaspberryPi #Chromecast alternative http://www.geek.com/android/picast-the-open-source-raspberry-pi-chromecast-alternative-1564550/ #linux | Aug 07 21:29 |
| TechrightsBot-tr | -> Title: PiCast: The open source, Raspberry Pi Chromecast alternative | Android | Geek.com .::. Size~: 48.67 KB | Aug 07 21:29 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Oklahoma University Drives Productivity With Commercial Linux http://www.hpcwire.com/hpcwire/2013-07-09/oklahoma_university_drives_productivity_with_commercial_linux.html #hpc #gnu #linux | Aug 07 21:29 |
| TechrightsBot-tr | -> Title: HPCwire: Oklahoma University Drives Productivity With Commercial Linux .::. Size~: 86.54 KB | Aug 07 21:29 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Open source as a civic duty http://opensource.com/life/13/8/open-source-civic-duty #opensource #freesw | Aug 07 21:29 |
| TechrightsBot-tr | -> Title: The big 'open source' picture and the altruism of free software | opensource.com .::. Size~: 42.25 KB | Aug 07 21:29 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Meet Sol, the Solar-powered Ubuntu notebook with a 10-hour battery http://www.techspot.com/news/53522-meet-sol-the-solar-powered-ubuntu-notebook-with-a-10-hour-battery.html #ubuntu #gnu #linux | Aug 07 21:29 |
| TechrightsBot-tr | -> Title: Meet Sol, the Solar-powered Ubuntu notebook with a 10-hour battery - TechSpot .::. Size~: 63.52 KB | Aug 07 21:29 |
| schestowitz | https://joindiaspora.com/posts/2926302 https://joindiaspora.com/posts/2926291 | Aug 07 21:30 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Are there any British newspapers that actually provide, you know, news? I very much doubt so. Treat them like venomous paper-wrapped agenda. | Aug 07 21:30 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Today's Daily Express is trying to sell people debt again. As always, they use euphemism "home owners" to mean "indebted people" (mortgage). | Aug 07 21:30 |
| DaemonFC | ZOMG PINK PONIES says: | Aug 07 21:34 |
| DaemonFC | Alternative medicine is a scam. | Aug 07 21:34 |
| DaemonFC | Homeopathy = expensive water. | Aug 07 21:34 |
| DaemonFC | Chiropractic = Stroke (Just ask Kevin Sorbo.) | Aug 07 21:34 |
| DaemonFC | Acupuncture = Getting jabbed with needles for no reason. | Aug 07 21:34 |
| DaemonFC | Megadoses of vitamins = Expensive urine. Potentially poisonous. | Aug 07 21:34 |
| DaemonFC | Why does it continue? A fool and his gold will soon be parted. The government doesn't shut it down even though it's fraud because there's a powerful lobby on the side of the fraudsters. | Aug 07 21:34 |
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| DaemonFC | ZOMG PINK PONIES says: | Aug 07 21:38 |
| DaemonFC | There's also the faith healer con men like Benny Hinn that "heal" paid actors in stage prop wheel chairs, and "psychic surgery" that uses sleight of hand and bacon fat as a stand in for a tumor. | Aug 07 21:38 |
| DaemonFC | The day that Benny Hinn "lays hands" on an amputee, and his arms and legs grow back, is the day I start attending church twice a week. | Aug 07 21:38 |
| DaemonFC | schestowitz, I'll be back to going to ALDI each week when the last of the coupons I have on hand run out. | Aug 07 21:47 |
| DaemonFC | ebay has changed their policies on buying and selling coupons. | Aug 07 21:47 |
| DaemonFC | 50% off the grocery bill was nice while it lasted. | Aug 07 21:47 |
| schestowitz | https://twitter.com/_Goblin/status/365210794553655296 | Aug 07 21:49 |
| TechrightsBot-tr | @_Goblin: @schestowitz Yes agreed... Although "Your home is at risk if you do not keep up payments on it". is quite clear. | Aug 07 21:49 |
| schestowitz | https://twitter.com/_Goblin/status/365210971356135424 | Aug 07 21:49 |
| TechrightsBot-tr | @_Goblin: @schestowitz And I would say that anyone who doesn't know that a mortgage is long term before owning, shouldn't really have a mortgage. | Aug 07 21:49 |
| schestowitz | agreed | Aug 07 21:49 |
| schestowitz | https://twitter.com/_Goblin/status/365211078294118400 | Aug 07 21:50 |
| TechrightsBot-tr | @_Goblin: @schestowitz Maybe the deposit is a good idea and prevents many people getting what they can't repay? | Aug 07 21:50 |
| DaemonFC | They were giving them out to anyone with a pulse. | Aug 07 21:50 |
| schestowitz | It's a latching-to-commitment mechanism, which is not necessarily beneficial to anyone but banks | Aug 07 21:51 |
| DaemonFC | One of the notes that leaked out from Countrywide was two of their loan officers joking about an electrician and a waitress being approved on a $400,000 house. | Aug 07 21:51 |
| schestowitz | https://twitter.com/_Goblin/status/365211278844755968 | Aug 07 21:51 |
| TechrightsBot-tr | @_Goblin: @schestowitz Long term though, the economy needs mortgages. If everyone rented,who pays the rent when the tenant retires and cant afford it? | Aug 07 21:51 |
| schestowitz | That's a fallacy. The US economy thrived when people saved before they bought, not borrowed from (grand)kids | Aug 07 21:52 |
| schestowitz | https://twitter.com/_Goblin/status/365212422308503552 | Aug 07 21:52 |
| TechrightsBot-tr | @_Goblin: @schestowitz I suppose it is.... | Aug 07 21:52 |
| schestowitz | That's a softer version of mortgage, with commitment to maybe 5 years | Aug 07 21:53 |
| schestowitz | https://twitter.com/_Goblin/status/365212796339757059 | Aug 07 21:54 |
| TechrightsBot-tr | @_Goblin: @schestowitz Conspiracy or not they are in business, who else is going to lend me the money if I want to get a mortgage? | Aug 07 21:54 |
| schestowitz | That's not the right question though. why do people assume they *need* a mortgage? | Aug 07 21:54 |
| schestowitz | Literally, mort-gage means engagement until death. That does not sound alluring when the relationship is purely financial. | Aug 07 21:55 |
| DaemonFC | ZOMG PINK PONIES says: | Aug 07 21:55 |
| DaemonFC | My experience with a faith healer. | Aug 07 21:55 |
| DaemonFC | 1997: My grandfather goes to see Benny Hinn and be healed of his cancer. | Aug 07 21:55 |
| DaemonFC | 1998: My grandfather dies, of cancer. | Aug 07 21:55 |
| DaemonFC | He lived about another year, as the cancer continued to spread. It was only about 3 months longer than the doctors had estimated before he went to see Benny Hinn. | Aug 07 21:55 |
| schestowitz | https://twitter.com/_Goblin/status/365213023918505984 | Aug 07 21:55 |
| TechrightsBot-tr | @_Goblin: @schestowitz Or if everyone rented, who would foot the bill in retirement for those that can't afford to pay? The taxpayer? | Aug 07 21:55 |
| *Cirrus_Minor (~Cirrus_Mi@unaffiliated/cirrus-minor/x-6868843) has joined #techrights | Aug 07 21:56 | |
| schestowitz | Financial systems are man-made; they're a social construct, they should be flexible, not status quo-hinged | Aug 07 21:56 |
| schestowitz | https://twitter.com/_Goblin/status/365214045302824961 | Aug 07 21:57 |
| TechrightsBot-tr | @_Goblin: @schestowitz agreed, but does not everything have commitment? Broadband etc - if you don't pay, service stops. If we agree you can... | Aug 07 21:57 |
| schestowitz | https://twitter.com/_Goblin/status/365214231597035520 | Aug 07 21:57 |
| TechrightsBot-tr | @_Goblin: @schestowitz walk out of a mortgage then really the commitment is not such a big deal. As I say, whats the alternative? Everyone renting? | Aug 07 21:57 |
| schestowitz | if there's no price-fixing, that can work. But currently, the <1% is clawing in interest. | Aug 07 21:58 |
| schestowitz | https://twitter.com/_Goblin/status/365214394566709249 | Aug 07 21:59 |
| TechrightsBot-tr | @_Goblin: @schestowitz Or can we think of another way to create the funds a would be customer would get a mortgage? The fact there is rent is freedom. | Aug 07 21:59 |
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| schestowitz | Mortgages are feudal instruments. We oughtn't keep assuming they're a *necessary* evil. | Aug 07 22:00 |
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| schestowitz | https://twitter.com/_Goblin/status/365214554831069184 | Aug 07 22:01 |
| TechrightsBot-tr | @_Goblin: @schestowitz and if there are those who do not wish to commit or invest then rent is available. But I don't agree that in anyway its better. | Aug 07 22:01 |
| schestowitz | Houses are ageing. 20 years is a long time to age. | Aug 07 22:02 |
| schestowitz | https://twitter.com/_Goblin/status/365214690512613376 | Aug 07 22:02 |
| TechrightsBot-tr | @_Goblin: @schestowitz In 20 years time I'll still be paying £860. I can bet you the rent on the property would be considerably higher. | Aug 07 22:02 |
| schestowitz | https://twitter.com/_Goblin/status/365214867218636800 | Aug 07 22:03 |
| TechrightsBot-tr | @_Goblin: @schestowitz And there is certainly flexibility with moving properties since the mortgage remains. The rent market is oversubscribed. | Aug 07 22:03 |
| schestowitz | https://twitter.com/_Goblin/status/365214938693775361 | Aug 07 22:03 |
| TechrightsBot-tr | @_Goblin: @schestowitz Or certainly around the london area, thats why prices can be so high. | Aug 07 22:03 |
| DaemonFC | https://www.youtube.com/watch?v=Udk1S93KGc4 | Aug 07 22:03 |
| TechrightsBot-tr | Title: Jiminy Cricket I'm No Fool - YouTube .::. Size~: 114.55 KB | Aug 07 22:03 |
| schestowitz | it sounds like the City of London banks got themselves price-fixing to exploit those unable to earn a living | Aug 07 22:04 |
| schestowitz | https://twitter.com/_Goblin/status/365215239068844032 | Aug 07 22:05 |
| TechrightsBot-tr | @_Goblin: @schestowitz I would hope I live more than the 20 years left on the mortgage and then I'll have something to pass to the children. | Aug 07 22:05 |
| DaemonFC | R Farmer 1 second ago | Aug 07 22:05 |
| DaemonFC | 1:35 | Aug 07 22:05 |
| DaemonFC | Uhhhm...... | Aug 07 22:05 |
| schestowitz | Children these days and in the future are likely to inherit debt of parents. See the corporate press, too | Aug 07 22:05 |
| schestowitz | To see where we might be in decades, look at countries like Argentina | Aug 07 22:06 |
| schestowitz | https://twitter.com/_Goblin/status/365215384829304833 | Aug 07 22:06 |
| TechrightsBot-tr | @_Goblin: @schestowitz Because they look at the future. Do I want to be renting and dependant on a landlord when I retire? No. | Aug 07 22:06 |
| schestowitz | You still pat tax, bills, maintenance, etc. | Aug 07 22:06 |
| schestowitz | https://twitter.com/_Goblin/status/365215538659602433 | Aug 07 22:07 |
| TechrightsBot-tr | @_Goblin: @schestowitz Do I want a little freedom with my property to do as I please with it and have (for example) as many pets as I want? Yes. | Aug 07 22:07 |
| schestowitz | https://twitter.com/_Goblin/status/365215660323782656 | Aug 07 22:07 |
| TechrightsBot-tr | @_Goblin: @schestowitz And if we look at "freedom" or "flexibilty" how many landlords want pet owning or smoking tenants? Not many. | Aug 07 22:07 |
| schestowitz | https://twitter.com/_Goblin/status/365215815815012352 | Aug 07 22:08 |
| TechrightsBot-tr | @_Goblin: @schestowitz I don't see how being beholden to a bank is any different to being beholden to a landlord. | Aug 07 22:08 |
| schestowitz | https://twitter.com/_Goblin/status/365215966696710144 | Aug 07 22:08 |
| TechrightsBot-tr | @_Goblin: @schestowitz Great for mortgage owners though... I notice the landlords are not taking any notice...the rent prices are soaring.... | Aug 07 22:08 |
| schestowitz | Sounds like rogue pricing schemes | Aug 07 22:08 |
| schestowitz | https://twitter.com/_Goblin/status/365216212315156480 | Aug 07 22:10 |
| TechrightsBot-tr | @_Goblin: @schestowitz Ok, not necessary, but then can you suggest who funds the rent of the UK if everyone rented and retired with no pension? | Aug 07 22:10 |
| schestowitz | Economic disparity is the issue, whether by mortgage trickery or lack of house ownership | Aug 07 22:10 |
| schestowitz | The problem is centralisation of wealth in the hands of very few people (second worst disparity in the West, US at #1) | Aug 07 22:12 |
| schestowitz | https://twitter.com/_Goblin/status/365216349422755840 | Aug 07 22:12 |
| TechrightsBot-tr | @_Goblin: @schestowitz Do we throw everyone onto the streets? Or does the taxpayer subsidise the rent? | Aug 07 22:12 |
| schestowitz | By introducing motrgage bubbles you merely accelerate passage of wealth to the <1% | Aug 07 22:12 |
| schestowitz | https://twitter.com/_Goblin/status/365216828311613440 | Aug 07 22:13 |
| TechrightsBot-tr | @_Goblin: @schestowitz But as I say, if mortgages are not a necessary evil, whats the alternative? Who pays the rent for the retired pensionless? | Aug 07 22:13 |
| schestowitz | Certainly not the houses. | Aug 07 22:13 |
| schestowitz | In fact, many people remortgage them these days. Spot the trend. | Aug 07 22:14 |
| schestowitz | https://twitter.com/_Goblin/status/365217173012103168 | Aug 07 22:14 |
| TechrightsBot-tr | @_Goblin: @schestowitz I'd expect for some,the completion of a mortage is the pension. Rely on the state when you retire? - Not for me thanks. | Aug 07 22:14 |
| schestowitz | Agreed. | Aug 07 22:14 |
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| schestowitz | But that's because the state is now owned by corporate interests. Communal welfare an afterthought. | Aug 07 22:15 |
| schestowitz | https://twitter.com/_Goblin/status/365217697354629120 | Aug 07 22:16 |
| TechrightsBot-tr | @_Goblin: @schestowitz I've read reports such as those, but we can't second guess the future and certainly there's nothing for the kids if I rent. | Aug 07 22:16 |
| schestowitz | There's nothing either way. I saw many people lose their houses/remortgage them. | Aug 07 22:16 |
| schestowitz | Corporate press, which is owned by coroporations bankrolled by the Big Banks, spreads these myths. | Aug 07 22:17 |
| schestowitz | https://twitter.com/_Goblin/status/365217955082014720 | Aug 07 22:18 |
| TechrightsBot-tr | @_Goblin: @schestowitz Yes and I assure you the costs are still cheaper. Do you think a landlord forgoes the same charges for a tennant? | Aug 07 22:18 |
| schestowitz | https://twitter.com/_Goblin/status/365218165317304320 | Aug 07 22:18 |
| TechrightsBot-tr | @_Goblin: @schestowitz My bills I'd have to pay, rented or not. Maintenance I have insurance for problems. | Aug 07 22:18 |
| schestowitz | https://twitter.com/_Goblin/status/365218340471443456 | Aug 07 22:19 |
| TechrightsBot-tr | @_Goblin: @schestowitz As for upgrades, Im saving around 100 a month on a mortgage in a few years it will be even more and all the while I'm owning.. | Aug 07 22:19 |
| schestowitz | https://twitter.com/_Goblin/status/365218364831973376 | Aug 07 22:19 |
| TechrightsBot-tr | @_Goblin: @schestowitz more of my house. | Aug 07 22:19 |
| schestowitz | https://twitter.com/_Goblin/status/365218601382322177 | Aug 07 22:19 |
| TechrightsBot-tr | @_Goblin: @schestowitz when £970 rent has increased over the next 10 years (if it follows suit here then it will be around 1400) I'll still be £860 | Aug 07 22:19 |
| schestowitz | For an older house or one on which further personal investment was made | Aug 07 22:19 |
| schestowitz | https://twitter.com/_Goblin/status/365218705585602561 | Aug 07 22:20 |
| TechrightsBot-tr | @_Goblin: @schestowitz Then I wonder if a mortgage would seem so evil to an outsider looking in at my finances? | Aug 07 22:20 |
| schestowitz | https://twitter.com/_Goblin/status/365219008129146881 | Aug 07 22:20 |
| TechrightsBot-tr | @_Goblin: @schestowitz Thats always been an issue. People are just not brave enough to say we need it for our economy to run. | Aug 07 22:20 |
| schestowitz | https://twitter.com/_Goblin/status/365219426427088897 | Aug 07 22:21 |
| TechrightsBot-tr | @_Goblin: Reply to @schestowitz That not an advocacy of it, thats just the way it works. I need people to take a supermarket wage to sell me goods. | Aug 07 22:21 |
| schestowitz | wage slavery | Aug 07 22:21 |
| schestowitz | https://twitter.com/_Goblin/status/365219499538006017 | Aug 07 22:22 |
| TechrightsBot-tr | @_Goblin: @schestowitz A Dr does not expect to be paid a shelf stackers wages. | Aug 07 22:22 |
| schestowitz | https://twitter.com/_Goblin/status/365219767038128128 | Aug 07 22:22 |
| TechrightsBot-tr | @_Goblin: @schestowitz But if we are talking about loan "cheapness" remortgage is a cheaper option than a standard loan... | Aug 07 22:22 |
| schestowitz | https://twitter.com/_Goblin/status/365219896696647680 | Aug 07 22:23 |
| TechrightsBot-tr | @_Goblin: @schestowitz Unless people want to consider alternatives such as pay day lenders? Or highstreet banks (if they will lend at all) | Aug 07 22:23 |
| schestowitz | https://twitter.com/_Goblin/status/365220137671987202 | Aug 07 22:23 |
| TechrightsBot-tr | @_Goblin: @schestowitz Mine has been around since 1890.Its built of stronger materials than modern builds...infact in terms of strength older = better | Aug 07 22:23 |
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| schestowitz | https://twitter.com/_Goblin/status/365220344891584512 | Aug 07 22:23 |
| TechrightsBot-tr | @_Goblin: @schestowitz and those same people, if they couldn't pay the rent, would have lost the place to live in the same way. | Aug 07 22:23 |
| schestowitz | https://twitter.com/_Goblin/status/365220511107657728 | Aug 07 22:24 |
| TechrightsBot-tr | @_Goblin: @schestowitz of course if you are having to remortgage for a negative equity (which I can't believe a bank would allow) | Aug 07 22:24 |
| schestowitz | https://twitter.com/_Goblin/status/365220748442341378 https://twitter.com/_Goblin/status/365221131189354496 | Aug 07 22:25 |
| TechrightsBot-tr | @_Goblin: @schestowitz But myths or not, who is going to lend me the money if the banks don't? The taxpayer? I want to have a mortgage. | Aug 07 22:25 |
| TechrightsBot-tr | @_Goblin: @schestowitz Because maybe in their case, like me they performed the math and seen the benefit. Thats not all people, but certainly many. | Aug 07 22:25 |
| schestowitz | https://twitter.com/_Goblin/status/365221250634756098 https://twitter.com/_Goblin/status/365221751875055616 | Aug 07 22:25 |
| TechrightsBot-tr | @_Goblin: @schestowitz And like I said before, what do we as taxpayers do if more people rent, then retire on state pension and can't pay the rent? | Aug 07 22:25 |
| TechrightsBot-tr | @_Goblin: @schestowitz true, but then SHOULD a Dr be paid the same amount as a shelf stacker? | Aug 07 22:25 |
| schestowitz | That's not relating to any point I was making | Aug 07 22:25 |
| Cirrus_Minor | nice pap http://4walled.cc/show-1177140 | Aug 07 22:26 |
| TechrightsBot-tr | Title: 4walled - Image 1177140 .::. Size~: 3.61 KB | Aug 07 22:26 |
| schestowitz | https://twitter.com/_Goblin/status/365221906883936256 | Aug 07 22:26 |
| TechrightsBot-tr | @_Goblin: @schestowitz Its not nice, but we would'nt get our food if the shelf stacker demanded a six figure salary. | Aug 07 22:26 |
| schestowitz | \ | Aug 07 22:27 |
| schestowitz | We would, we just need to pay the price for economy that's more fairly distributing resources. | Aug 07 22:27 |
| schestowitz | https://twitter.com/ahmedIbhana/status/365222227098083328 | Aug 07 22:28 |
| TechrightsBot-tr | @ahmedIbhana: "@schestowitz: RT @KimDotcom Something is #WRONG here! http://t.co/mR4H1SB9UK" | Aug 07 22:28 |
| TechrightsBot-tr | @KimDotcom: Something is #WRONG here! http://t.co/seoOYlWv | Aug 07 22:28 |
| schestowitz | https://twitter.com/_Goblin/status/365222928176001026 | Aug 07 22:29 |
| TechrightsBot-tr | @_Goblin: @schestowitz I think the convo has become mixed.. I was replying to "wage slavery" - In respect of people on low wage. | Aug 07 22:29 |
| schestowitz | yes, I think mimumum wages in the UK are fairly decent (compared to the US), which is why this economy is better | Aug 07 22:29 |
| schestowitz | To sum up this long interesting discussion, if you borrow from then future, you're working for the banks, London let is rigged. | Aug 07 22:30 |
| schestowitz | https://twitter.com/_Goblin/status/365223267453255680 | Aug 07 22:31 |
| TechrightsBot-tr | @_Goblin: @schestowitz I assumed by "wage slavery" you were refering to low wage workers (like my shelf stacker example) | Aug 07 22:31 |
| schestowitz | or below minimum wage (see Walmart tricks) | Aug 07 22:31 |
| schestowitz | https://twitter.com/_Goblin/status/365223547351736320 | Aug 07 22:33 |
| TechrightsBot-tr | @_Goblin: @schestowitz And who decides fair? This is the problem. Who's job is it to say "You can have this and you can have that"? | Aug 07 22:33 |
| schestowitz | Important question | Aug 07 22:33 |
| schestowitz | https://twitter.com/_Goblin/status/365223829162831874 | Aug 07 22:33 |
| TechrightsBot-tr | @_Goblin: @schestowitz There's always plenty of statements for "fair" but I've yet to see a solution proposed by anyone. | Aug 07 22:33 |
| schestowitz | https://twitter.com/_Goblin/status/365224109405253632 | Aug 07 22:34 |
| TechrightsBot-tr | @_Goblin: @schestowitz Because if there was a "fair" workable system, I'd be all for it..I see many campaigns for fair ,a little sketchy on the hows. | Aug 07 22:34 |
| schestowitz | https://twitter.com/_Goblin/status/365224401140064258 | Aug 07 22:39 |
| TechrightsBot-tr | @_Goblin: @schestowitz I wish we'd had this on IRC! Agreed point. Although I'd add if you rent you are beholden to a landlord. There's no alternative | Aug 07 22:39 |
| schestowitz | The degree of dependence is minimal. My wife and I commit to address in months' chunks, can relocate at will. | Aug 07 22:40 |
| schestowitz | https://twitter.com/_Goblin/status/365224532304330752 | Aug 07 22:41 |
| TechrightsBot-tr | @_Goblin: @schestowitz Unless we suggest 100% social housing...and that won't happen. | Aug 07 22:41 |
| schestowitz | People in power (or the few who own like half the houses in the nation) don't willingly give it away, shows history | Aug 07 22:41 |
| schestowitz | https://joindiaspora.com/posts/2927064 | Aug 07 22:46 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Apple’s Addiction to Patents and the Latest Patent Attack on Apple http://techrights.org/2013/08/07/apple-collects-patents/ #apple #patent | Aug 07 22:46 |
| TechrightsBot-tr | -> Title: Apple’s Addiction to Patents and the Latest Patent Attack on Apple | Techrights .::. Size~: 88.31 KB | Aug 07 22:46 |
| schestowitz | https://joindiaspora.com/posts/2926938 | Aug 07 22:46 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Management at Microsoft and Rape Charges http://techrights.org/2013/08/07/vineet-kumar-srivastava-and-microsoft/ #microsoft | Aug 07 22:46 |
| TechrightsBot-tr | -> Title: Management at Microsoft and Rape Charges | Techrights .::. Size~: 89.54 KB | Aug 07 22:46 |
| schestowitz | https://joindiaspora.com/posts/2926865 | Aug 07 22:46 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: The Conservative Strategy To Defeat Wendy Davis: Sexism http://mediamatters.org/blog/2013/08/07/the-conservative-strategy-to-defeat-wendy-davis/195267 the same old weapon | Aug 07 22:46 |
| TechrightsBot-tr | Missing content type. Ignoring. | Aug 07 22:46 |
| schestowitz | https://joindiaspora.com/posts/2926392 https://joindiaspora.com/posts/2926385 https://joindiaspora.com/posts/2926358 https://joindiaspora.com/posts/2926354 https://joindiaspora.com/posts/2926305 https://joindiaspora.com/posts/2926302 | Aug 07 22:48 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Open Source Code At Heart of Wall Street Programmer’s Bust http://socialtimes.com/open-source-code-at-heart-of-wall-street-programmers-bust_b133679 #GoldmanSachs vs FOSS | Aug 07 22:48 |
| TechrightsBot-tr | -> Title: Open Source Code At Heart of Wall Street Programmer’s Bust - SocialTimes .::. Size~: 45.75 KB | Aug 07 22:48 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: PiCast: The open source, #RaspberryPi #Chromecast alternative http://www.geek.com/android/picast-the-open-source-raspberry-pi-chromecast-alternative-1564550/ #linux | Aug 07 22:48 |
| TechrightsBot-tr | -> Title: PiCast: The open source, Raspberry Pi Chromecast alternative | Android | Geek.com .::. Size~: 48.68 KB | Aug 07 22:48 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Oklahoma University Drives Productivity With Commercial Linux http://www.hpcwire.com/hpcwire/2013-07-09/oklahoma_university_drives_productivity_with_commercial_linux.html #hpc #gnu #linux | Aug 07 22:48 |
| TechrightsBot-tr | -> Title: HPCwire: Oklahoma University Drives Productivity With Commercial Linux .::. Size~: 86.49 KB | Aug 07 22:48 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Open source as a civic duty http://opensource.com/life/13/8/open-source-civic-duty #opensource #freesw | Aug 07 22:48 |
| TechrightsBot-tr | -> Title: The big 'open source' picture and the altruism of free software | opensource.com .::. Size~: 42.25 KB | Aug 07 22:48 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Meet Sol, the Solar-powered Ubuntu notebook with a 10-hour battery http://www.techspot.com/news/53522-meet-sol-the-solar-powered-ubuntu-notebook-with-a-10-hour-battery.html #ubuntu #gnu #linux | Aug 07 22:48 |
| TechrightsBot-tr | -> Title: Meet Sol, the Solar-powered Ubuntu notebook with a 10-hour battery - TechSpot .::. Size~: 62.98 KB | Aug 07 22:48 |
| TechrightsBot-tr | @schestowitz@joindiaspora.com: Are there any British newspapers that actually provide, you know, news? I very much doubt so. Treat them like venomous paper-wrapped agenda. | Aug 07 22:48 |
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| sebsebseb | schestowitz: about? | Aug 07 23:27 |
| sebsebseb | DaemonFC: ping? | Aug 07 23:28 |
| MinceR | gn | Aug 07 23:34 |
| *jono_ (~jono@99-41-167-234.lightspeed.sntcca.sbcglobal.net) has joined #techrights | Aug 07 23:40 | |
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